Stressful Utility Bills? Here’s How to Save While You Work From Home

May 18, 2020 - 6 minutes read

Making the transition to working remotely is a stressful enough change without having to worry about the financial impact it could have on your spending. If you’re finding that your utility bills are higher than usual since you started working from home, it might be time to reevaluate how you can save. The good news is, even amidst the current crisis, there are still plenty of ways to make sure you stay within your financial means.

Assess Your Extra Savings

While it might feel as though money is tighter as you stay inside, it’s important to assess what you could already be saving on while you’re not out and about. Consider these monetary expenses you might not currently be bound to, along with other benefits you may receive, and then save the extra cash accordingly:

Commuting Costs

Depending on how often you’ve been using your vehicle as of late, you’re likely saving on filling up your gas less regularly. If this is the case, it never hurts to calculate what you used to be spending on your work commute and determine how much you have left over as a result of staying home.


Have you had to cancel your gym membership or your downtown parking pass due to social distancing orders? There are plenty of monthly memberships most individuals have gotten used to paying and end up forgetting to cancel. Don’t end up spending your hard-earned cash on a service you’re no longer using while you’re at home. If you still want to support businesses you might subscribe to, such as your local gym, offer to cut your payments in half even though you aren’t able to leave your home. This allows you to save and stay supportive during this time.

Evaluate Energy Efficiency

Beyond the other ways you may be saving on your current payments, it’s in your best interest to evaluate the energy efficiency of your home. If a drastic increase in your utility usage is also making your bills harder to manage, there may be some simple actionable steps you can take to remedy this:

Monitor Usage

It’s not uncommon for homeowners to review their energy bills at the end of the month and wonder how and why they’re being charged so much. The key to understanding and lessening the impact of your energy usage is by monitoring your habits. Though you might not be able to commit to documenting how long you shower or how often you leave your living room lights on, there are other options, like Curb, that make this process easier. Curb will monitor your energy usage, habits, and consumption goals to give you a full understanding of both how you use your energy at home, and where you can make changes in order to save money. Beyond this, Curb will also allow you to lessen your household’s environmental impact in the long run as well. If you’re hoping to gain more insight into the energy efficiency of your home, and change your habits for the better, Curb is the perfect solution for you as you remain indoors.

Know your Appliances

How you use your appliances at home has a direct impact on your utility bills at the end of the month. Whether it be your washing machine, the faucets in your bathrooms or of course your heating and cooling system, it’s crucial to be aware of how to lessen the cost of using such appliances monthly. Be sure to check your faucets for leaks and clean them if you have not done so in the past, this will help you to identify any unknown leaks that may be costing you money. As you begin to evaluate where you can change your habits, don’t be afraid to research other creative ways to save on appliance usage. You never know what small change might end up helping to lower your monthly bills!

Determine Future Investments

Lastly, as you assess how to be smart about your utility payments at home, you should also look to the future. Do the proper research on energy efficient home upgrades that might help you in the long term, such as solar panels, installing Curb, or even getting a new HVAC system altogether. While these bigger ticket items might cost more upfront, there are financing options homeowners can take advantage of in order to afford such investments. Try looking into your home equity loan options if you know you’ll want to completely upgrade the way your home manages energy. You’re sure to get a return on an investment like this when it comes time for you to sell your home in the future.